Financial Literacy
Not as well-versed in the world of finance as you’d like to be? The Wharton School’s Pension Research Center reports that financially literate adults have 13% annual investment gains over financially illiterate adults.
Use this blog and our Resources to level up your financial literacy game.
A daily summary of news, analysis and data shaping the market. Market Brief Thursday, March 12, 2020 RIP Bull Market. The Dow Jones Industrial Average plunged 10% Thursday for its worst day since the 1987 crash as coronavirus fears gripped the markets. After the Dow fell into bear-market territory on Wednesday, the S&P 500 index … Continue reading Test News
A daily summary of news, analysis and data shaping the market. Market Brief Monday, August 10, 2020 Cyclical Interest. The Dow Jones Industrial Average jumped Monday, as shares of previously beaten down or lagging cyclical sectors saw renewed investor interest at the expense of highflying tech shares. Investors were also assessing the outlook for … Continue reading Market Brief: August 10, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Wednesday, August 5, 2020 The rally rolls along. U.S. stocks ended at or near records Wednesday, with the S&P 500 finishing within a stone’s throw of its February all-time high and the Nasdaq Composite notching its 31st record high of 2020. … Continue reading Daily Market Brief: August 5, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Friday, July 31, 2020 Tech Earnings Lift Market. Stocks ended slightly higher Friday, with the S&P 500 and Dow Jones Industrial Average erasing earlier losses in late trade as shares of Apple built on gains to rally more than 10% after … Continue reading Market Brief: July 31, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Wednesday, July 29, 2020 Fed Relief. Stocks ended solidly higher Wednesday after the Federal Reserve left its benchmark interest rate unchanged near zero and Fed Chairman Jerome Powell pledged to provide support to the economy until it recovered. The S&P 500 … Continue reading Market Brief: July 29, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Monday, July 27, 2020 Tech Rally. U.S. stock benchmarks finished higher Monday, powered by a rally in technology and e-commerce shares ahead of earnings from biggies including Facebook, Apple, and Amazon.com in the coming week. Thus far, those companies have helped … Continue reading Market Brief: July 27, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Thursday, July 23, 2020 Tech Leads the Slide. U.S. stocks fell into the red on Thursday afternoon, following a relatively flat morning as investors processed the latest round of second-quarter earnings reports and economic data. The price of gold, meanwhile, settled … Continue reading Market Brief: July 23, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Wednesday, July 22, 2020 Dow Rises Back Above 27,000. U.S. stocks finished solidly higher Wednesday and the Dow booked the first close above 27,000 in more than six weeks, ahead of corporate results from Tesla and Microsoft. The Dow Jones Industrial … Continue reading Market Brief: July 22, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Monday, July 20, 2020 Yet Another Nasdaq Record. Technology stocks resumed a run to all-time highs on Monday, with the Nasdaq Composite marking a fresh closing record ahead of a clutch of corporate results from some of the biggest titans of … Continue reading Market Brief: July 20, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Friday, July 17, 2020 Mostly Higher. Stocks finished Friday’s session mostly higher, though the Dow Jones Industrial Average lost ground for a second consecutive day, in a lightly traded session. Investors monitored a continued rise in Covid-19 cases and the prospect … Continue reading Market Brief: July 17, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Thursday, July 16, 2020 Dow Snaps Winning Streak. Stocks ended modestly lower on Thursday after mixed corporate earnings and economic data struggled to offer an impetus for additional gains. The Dow Jones Industrial Average shed 135 points, or 0.5%, to finish … Continue reading Market Brief: July 16, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Wednesday, July 15, 2020 Vaccine News Spurs Gains. U.S. stocks finished higher on Wednesday as corporate earnings came in better than expected and positive developments around a Covid-19 vaccine helped to buoy investor sentiment, despite the U.S. notching a record tally … Continue reading Market Brief: July 15, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Tuesday, July 14, 2020 Fed Lift. U.S. stocks finished sharply higher Tuesday, and the Dow industrials notched a third straight gain, powered by a rally in energy and materials shares, a day after technology stocks staged a stunning reversal. Comments made … Continue reading Market Brief: July 14, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Monday, July 13, 2020 Nasdaq Slides. The Nasdaq Composite Index turned sharply negative as the broad-market rally, led by technology and tech-related stocks, unraveled within the final hour of trade Monday afternoon. The Nasdaq Composite Index closed down 2.1% at about … Continue reading Market Brief: July 13, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Friday, July 10, 2020 Good News on Virus Treatment. Stocks ended higher in thin trade Friday, getting a lift from positive news on a coronavirus treatment. The Dow Jones Industrial Average rose around 369 points, or 1.4%, to end near 26,075, … Continue reading Market Brief: July 10, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Thursday, July 9, 2020 Mostly Lower. Stocks ended mostly lower Thursday, though tech shares continued to rally as investors sought safety amid a rise in the number of coronavirus cases in states like Arizona and Florida. The Dow Jones Industrial Average … Continue reading Market Brief: July 9, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Wednesday, July 8, 2020 Bounceback. Stocks ended on a strong note Wednesday after spending much of the session hovering near unchanged levels, with tech shares leading the way higher. The gains followed Tuesday’s session, when worries about the economic impact of … Continue reading Market Brief: July 8, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Tuesday, July 7, 2020 Economic Worries Weigh on Market. U.S. stocks closed sharply lower Tuesday as investors assessed the economic damage from the coronavirus pandemic and a White House aide said the Trump administration wanted to put a cap on an … Continue reading Market Brief: July 7, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Monday, July 6, 2020 Optimism Outweighs Doubt. U.S. stocks closed higher on Monday to kick off the first week of full trading for July as the market saw broad-based gains in tech and financial shares despite worries around climbing Covid-19 infections … Continue reading Market Brief: July 6, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Wednesday, July 1, 2020 Nasdaq Notches Record. The Nasdaq Composite on Wednesday closed at a record high to kick off July, but the Dow industrials lagged behind. Improving data on employment and the manufacturing sector buttressed markets in the first trading … Continue reading Market Brief: July 1, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Tuesday, June 30, 2020 Strong Quarter. U.S. stock indexes finished higher on Tuesday, capping the best quarter for Wall Street in around 20 years, after strong economic data helped to offset concerns around a rising Covid-19 tally in the U.S. The … Continue reading Market Brief: June 30, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Monday, June 29, 2020 Betting on Economic Recovery. U.S. stocks on Monday climbed sharply to start a holiday-shortened week in which upbeat economic data helped to overcome a reversal of reopening plans from a number of U.S. states amid the outbreak … Continue reading Market Brief: June 29, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Thursday, June 25, 2020 Overhauling the Volcker Rule. U.S. stocks closed higher on Thursday as financial-sector equities rallied on news that regulators would loosen restrictions on the banking sector. The S&P 500 rose 1.1% to end near 3084. The Dow Jones … Continue reading Market Brief: June 25, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Monday, June 22, 2020 Overlooking Covid-19. U.S. stocks booked modest gains on Monday as investors largely overlooked the rising tally of coronavirus cases across the U.S., amid hopes that efforts to reopen the economy would continue to make progress. The Dow … Continue reading Market Brief: June 22, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Friday, June 19, 2020 A Strong Week. U.S. stock indexes on Friday gave up strong early gains to close mostly lower on the session, after the World Health Organization signaled that the coronavirus pandemic remains a deadly threat, and Apple said … Continue reading Market Brief: June 19, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Wednesday, June 17, 2020 Pressing Pause. U.S. stocks turned lower in the final hour of trading Wednesday, ending a three-day winning streak for the Dow. The S&P 500 fell 0.4% to 3113. The Dow Jones Industrial Average shed 170 points, or … Continue reading Market Brief: June 17, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Tuesday, May 26, 2020 Rosy on Reopenings. U.S. stocks closed sharply higher Tuesday as markets focused on evidence of the global economy reemerging from Covid-19 shutdowns and some signs of progress on the race for a vaccine. The Dow Jones Industrial … Continue reading Market Brief: May 26, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Wednesday, May 20, 2020 Retail Rally. The S&P 500 rallied to close at a 10-week high Wednesday, following upbeat quarterly results from retailers Target and Lowe’s, as investors focused on American businesses reopening with the coronavirus pandemic beginning to recede. The … Continue reading Market Brief: May 20, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Thursday, May 14, 2020 Turnaround. U.S. stocks recovered from early morning losses to end Thursday sharply higher, snapping a two-session losing streak on the strength of financial-sector stocks, which had suffered steep losses in recent weeks. The Dow Jones Industrial Average … Continue reading Market Brief: May 14, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Wednesday, May 13, 2020 Economic Worries. U.S. stock indexes finished sharply lower but off their lows of the session on Wednesday as comments from Federal Reserve Chairman Jerome Powell about the economic outlook in the aftermath of the Covid-19 pandemic shattered … Continue reading Market Brief: May 13, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Monday, May 11, 2020 Mixed Start to Week. U.S. stocks recovered most of their early losses on Monday after rising last week on optimism that beginning to reopen some economies around the world would bring a quick rebound in economic activity. … Continue reading Market Brief: May 11, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Friday, May 8, 2020 Looking ahead. The stock market continues to rally in the face of grim economic news. On Friday, data showed the U.S. unemployment rate soared to 14.7% in April as employers cut 20.5 million jobs during the month. … Continue reading Market Brief: May 8, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Thursday, May 7, 2020 Nasdaq in the Green. U.S. stocks closed higher Thursday, crossing some important milestones, even as job losses from the coronavirus pandemic topped 33 million. The Dow Jones Industrial Average added about 211 points, or 0.9%, to close … Continue reading Market Brief: May 7, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Tuesday, May 5, 2020 Eyeing Reopening. Stocks finished higher on Tuesday but gave up a chunk of their session gains, as investors monitored the easing of social restrictions put in place to stem the spread of the coronavirus. The S&P 500 … Continue reading Market Brief: May 5, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Monday, May 4, 2020 Late-Session Comeback. U.S. stocks rallied in the final hours of trade to end the day in positive territory as investors looked past rising U.S.-China tensions to focus on hopes of an economic rebound from the coronavirus-induced slowdown. … Continue reading Market Brief: May 4, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Friday, May 1, 2020 Down Week. U.S. stocks started the first trading day in May on a downbeat note after notching the best April for the benchmarks in years. The day’s losses wiped out weekly gains and were mostly reflective of … Continue reading Market Brief: May 1, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Thursday, April 30, 2020 April Gains. U.S. stocks fell modestly on Thursday but left their double-digit percentage gains for April intact, after a round of mixed corporate earnings and a report that the federal government was considering retaliating against China for … Continue reading Market Brief: April 30, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Wednesday, April 29, 2020 High Hopes. U.S. stocks finished at their highest level in weeks on Wednesday as investors assessed progress on treatment for the novel strain of coronavirus and the Federal Reserve pledged to use its policy tools to help … Continue reading Market Brief: April 29, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Tuesday, April 28, 2020 Weighing Reopenings. U.S. stocks gave up early gains to close mostly lower on Tuesday as investors gird for a slew of corporate earnings and the possibility that resuming normal economic activity could reignite coronavirus infection rates. The … Continue reading Market Brief: April 28, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Monday, April 27, 2020 Glass Half Full. Stocks rose Monday, kicking the week off on a positive note, as several European countries, and some U.S. states, began or outlined plans to begin lifting lockdowns put in place to contain the Covid-19 … Continue reading Market Brief: April 27, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Monday, April 20, 2020 Less Than Zero. U.S. stock indexes on Monday started the week sharply lower, as investors braced for a deluge in earnings this week and contended with an unraveling of the energy market, highlighted by a historic plunge … Continue reading Market Brief: April 20, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Monday, April 13, 2020 Mostly Lower. Stocks trimmed their losses at the end of Monday’s trading, pushing the tech-heavy Nasdaq into positive territory, as investors weighed the prospects for a U.S. recovery once the lockdowns instituted to stem the Covid-19 pandemic … Continue reading Market Brief: April 13, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Thursday, April 9, 2020 An Up Week. U.S. stocks capped significant weekly gains on Thursday after the Federal Reserve made a surprise announcement that it would deploy $2.3 trillion of funds through its lending programs to support the broader economy. The … Continue reading Market Brief: April 9, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Wednesday, April 8, 2020 Strong Gains. U.S. stocks ended sharply higher Wednesday, with the main indexes delivering on a rally that had begun in earnest on Tuesday but was relinquished by the close of that session in a violent selloff in … Continue reading Market Brief: April 8, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Tuesday, April 7, 2020 U-Turn. U.S. stocks gave back strong gains in late-afternoon trading on Tuesday, with major indexes dipping into negative territory in the final minutes of the day. Stocks had been sharply higher for a second day, fueled by … Continue reading Market Brief: April 7, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Monday, April 6, 2020 Optimism on Coronavirus. U.S. stocks closed sharply higher Monday, buoyed by declining numbers of deaths from Covid-19 in New York City and Europe. The Dow Jones Industrial Average jumped about 1,627 points, or 7.7%, to close near … Continue reading Market Brief: April 6, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Thursday, April 2, 2020 Oil Hopes. Stocks closed higher on Thursday amid hopes that Saudi Arabia and Russia will curtail oil production, providing stability to energy markets roiled by the price war between the two crude exporters. The S&P 500 rose … Continue reading Market Brief: April 2, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Wednesday, April 1, 2020 Sliding Lower. Stocks kicked off April with steep losses on Wednesday, falling as investors braced for an onslaught of negative news around the Covid-19 pandemic and its economic impact. The Dow Jones Industrial Average finished around 974 … Continue reading Market Brief: April 1, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Monday, March 30, 2020 Strong Gains. U.S. stock indexes ended sharply higher Monday, with the main benchmarks booking gains of at least 3% as investors appeared to take comfort from a more sober tone from the White House about the coronavirus … Continue reading Market Brief: March 30, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Friday, March 27, 2020 Best Week Since 1938. The Dow Jones Industrial Average ended Friday’s session lower, but the blue-chip index notched its best weekly gain since 1938, as President Donald Trump was set to sign into law an important coronavirus … Continue reading Market Brief: March 27, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Thursday, March 26, 2020 Return of the Bull. Stocks soared for a third straight day Thursday, with investors focusing on Senate passage of a $2 trillion stimulus package and appearing to look past a surge in first-time jobless claims to a … Continue reading Market Brief: March 26, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Wednesday, March 25, 2020 Dow Gains Again. The Dow Jones Industrial Average on Wednesday booked its first back-to-back gains in about seven weeks as investors have waded back into a battered market, but stocks lost ground in the final few minutes … Continue reading Market Brief: March 25, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Tuesday, March 24, 2020 Dow’s Best Day Since 1933. Stocks soared on Tuesday after the U.S. Senate appeared to be closing in on an agreement over a multitrillion-dollar economic rescue bill. “If last night we were on the five-yard line, I’d … Continue reading Market Brief: March 24, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Monday, March 23, 2020 Stimulus Disappointment. U.S. stocks ended Monday’s session with significant losses as investors looked past an aggressive Fed action to back private and municipal debt markets, focusing instead on the steady rise in new coronavirus cases and Congress’ … Continue reading Market Brief: March 23rd, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Friday, March 20, 2020 Rough Week. U.S. stock indexes dropped in response to a renewed fall in the price of oil and after New York Gov. Andrew Cuomo ordered all nonessential businesses in the state to close. Friday’s losses capped off … Continue reading Market Brief: March 20, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Thursday, March 19, 2020 Central Banks Take More Actions. Stocks ended Thursday in positive territory as the price of oil rebounded and investors digested new central-bank action while waiting for news on the fiscal-stimulus front. Bond yields around the world fell. … Continue reading Market Brief: March 19th, 2020
A daily summary of news, analysis and data shaping the market. Market Brief Monday, March 16, 2020 Double Digits. Stocks extended deep losses ahead of the closing bell Monday after President Donald Trump said the U.S. economy “may be” headed for recession and that the Covid-19 outbreak could last for months. All three major market … Continue reading Market Brief, March 16th 2020
Do you know how your financial advisor is compensated? Why is this something you should be aware of? It’s important to know since how they are compensated can have a huge impact on the type of advice you’re provided and the types of investment products that are recommended to you. A fee-only financial advisor … Continue reading Is Your Financial Advisor a Fee-Only Fiduciary
James just landed the opportunity of a lifetime. After spending years climbing the ladder and working his way to the top, he’s finally been offered his dream job. It’s an amazing position, and everything he could want in a company. He’s looking forward to putting in his two weeks’ notice and wrapping up his projects … Continue reading Money In Motion – Will You Keep Your 401k?
If I asked you who your closest relationships were with you’d probably have a few go-tos, right? Perhaps your spouse, your college roommate, a lifelong friend you’ve known since you were 5 years old… I’m guessing “my financial advisor” didn’t even crack the top ten? Ouch! I’m offended… 😉 While I’m not suggesting that you … Continue reading 3 Top Benefits of Creating a Relationship with Your Financial Advisor
So you’ve just inherited a large sum of money, now what? In the finance world, this inheritance is what we call “money in motion”. Your money isn’t saved in the bank, or invested in stocks, it’s in motion and you need to plan how to best utilize this money to your advantage. It is one … Continue reading Money In Motion – Money Management After You’ve Received an Inheritance
Looking to boost your retirement savings? A health savings account (HSA) could do just that. An effective retirement income plan should include non-taxable income sources—and that’s where a health savings account comes in.
Financial freedom—it really is the American dream. For you, that dream of financial freedom could be a retirement fund. For others, it’s owning a home and a steady income with no debt. Whatever financial freedom means to you, you know you want it and can’t imagine not working towards achieving that goal.
Ask a business owner about their exit strategy, and you’re likely to get a blank stare in return. Why? Typically, an exit strategy is the last thing on your mind while you’re working hard to make your business as successful as it can be. As an entrepreneur, you live for the challenge of launching your … Continue reading Own a Business? 3 Tips to Planning Your Exit Strategy
Before investing money, every person and business should do three things. First, create a fully funded emergency savings account. This means having 3-5 months of expenses saved up. When calculating this amount, be sure to include your medical and auto insurance deductibles! Starting with these good financial habits – like saving – will build into … Continue reading How to Invest Money to Build Wealth
Unfortunately, for many of us, retirement is one of those things we procrastinate on. We start our careers in our 20s and think, “I won’t be retiring for 30 or 40 years, I have plenty of time before I need to worry about that.” But the reality is, the sooner you start working on a … Continue reading Beginning Your Retirement Plan in Your 30s
Do you ever find yourself in a conversation where someone is discussing IRAs or annuities and you’re just nodding along because you aren’t 100% sure what those terms mean? Or maybe you know what they are, you just don’t understand the context in which the person is talking about them? You’re definitely not alone. Financial … Continue reading 4 Ways to Improve Your Financial Literacy
Ahh, retirement. No more work, freedom to do what we please which may mean days filled with travel for some or golfing for others. Perhaps spending more time with loved ones and grandchildren now that you have more free time. Sounds nice, doesn’t it? When it comes to planning for retirement we often fixate on … Continue reading 3 Tips to a Happy Retirement
When I started Pacific Landfall, I didn’t want to be just another one of the 300,000+ financial planners in the United States. I set my sights much higher than this. I wanted to do more than simply help individuals make smart investments, I wanted to be able to make a difference in the lives of … Continue reading I’m a CRPC® Designee
Owning your own business comes with many wonderful perks. You’re guaranteed to love your boss, you take on the risk but you get to reap the rewards, and most important to many entrepreneurs, you get to do what you want to do. But, some business owners are so focused on the present state of their … Continue reading Money In Motion – Retirement Planning & Selling Your Business
Common sense tells us to keep a close eye on all things related to our money. Monitor your bank account to make sure no one is making fraudulent charges. Check your credit score so you know you’ll be able to make that big purchase when you need to. Evaluate your spending to ensure you’re sticking … Continue reading Investing 101: Keeping an Eye On Your Portfolio
I am the Owner and Founder of Pacific Landfall. At Pacific Landfall we utilize a holistic investment process that integrates the long-term goals of an individual with financial solutions using a planning and consultative approach. This approach aligns your goals with how you manage your money and stresses responsibility, hard work and encourages generosity. Pacific Landfall … Continue reading Meet Chance Butler!